Above is video of Georgia state insurance commissioner Ralph Hudgens, who by title is ostensibly in charge of commissionering Georgian’s insurance but who seems to have a less than perfect actual grasp of the subject, talking about how people with pre-existing conditions ought to be refused insurance because it’s their own damn fault.

A pre-existing condition would be then you calling up your insurance agent and saying, “I’d like to get collision insurance coverage on my car.” And your insurance agent says, “You’ve never had that before, why would you want it now?” And you say, “Well I just had a wreck, it was my fault, and I want the insurance company to pay for the repairs to my car.” And that’s the exact same thing on pre-existing insurance.

No. No, it is not like that. Dear Lord, it is not like that.

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